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Employee benefits are complex for plan administrators and business owners — but is doesn’t have to be this way.

We’re here as a resource to help educate and empower people to make good benefits decisions.

Voluntary employee benefits are offered by employers through the workplace.

Employers can offer voluntary benefits to employees at no direct cost.

You don’t have to be a big company to offer them — many benefits only require a few employees, and some have no minimum requirements at all.

Coverages for most voluntary employee benefits can be extended to spouses and dependents.

Employees can choose which voluntary benefits to buy to suit their age and lifestyle.

Learn how supplementing benefits plans with voluntary benefits can protect your business, employees and their families.